Individuals and Families

California Mortgage Relief Program

Eligibility: Homeowners who have fallen behind on housing payments or reverse mortgage arrearages during the COVID-19 pandemic.

Important Dates: TBD

Description: The California Mortgage Relief Program will help an estimated 20,000 to 40,000 struggling homeowners, with funds reserved for homeowners in socially disadvantaged and underserved communities often hit hardest by the pandemic.

Child Tax Credit

Eligibility: Working families with children under 18.

Important Dates: Ongoing

Description: If you have kids, you may have already gotten money from the IRS because of the Child Tax Credit. The IRS has more information about whether you qualify and what to do if you want to unenroll from advanced payments.

Free Credit Reports

Eligibility: Everyone.

Important Dates: Until April 2022

Description: Weekly credit reports are free for everyone until April 2022. Visit annualcreditreport.com to get yours. 

Affordable Connectivity Program

Eligibility: A household is eligible for the Affordable Connectivity Program if the household income is at or below 200% of the Federal Poverty Guidelines, or if a member of the household meets at least one of the criteria below:

  • Received a Federal Pell Grant during the current award year;
  • Meets the eligibility criteria for a participating provider's existing low-income internet program;
  • Participates in one of these assistance programs:
    • SNAP 
    • Medicaid 
    • Federal Public Housing Assistance 
    • Supplemental Security Income (SSI)
    • WIC
    • Veterans Pension or Survivor Benefits
    • or Lifeline;
  • Participates in one of these assistance programs and lives on Qualifying Tribal lands:
    • Bureau of Indian Affairs General Assistance 
    • Tribal TANF
    • Food Distribution Program on Indian Reservations
    • Tribal Head Start (income based)

Important Dates: Ongoing

Description: The Affordable Connectivity Program is an FCC benefit program that helps ensure that households can afford the broadband they need for work, school, healthcare and more.

California COVID-19 Tenant Relief 

Eligibility: Qualifying renters and landlords are now eligible for 100% of rent and utilities owed.

Important Dates: Ongoing

Description: The CA COVID-19 Rent Relief program is designed to help low-income Californians through the payment of unpaid rent to landlords. The State of California has extended its eviction moratorium until June 30, 2022 for those who submit the CA COVID-19 Rent Relief Application by March 31. The program covers rent and utility owed up to March 31, and tenants must pay rent and utilities starting April 1 and onwards to avoid eviction. 

COVID-19 Funeral Assistance

Eligibility: To be eligible for funeral assistance, the death must have occurred in the United States and the death certificate must indicate the death was attributed to COVID-19

Important Dates: On June 29, 2021, the funeral assistance policy was amended to assist with COVID-19 related deaths that occurred in the early months of the pandemic. At this time, there is no deadline to apply for the assistance.

Description: Under the Coronavirus Response and Relief Supplemental Appropriations Act of 2021 and the American Rescue Plan Act of 2021, FEMA will provide financial assistance for COVID-19-related funeral expenses incurred after January 20, 2020.

California Earned Income Tax Credit

Eligibility: You may qualify if you're at least 18 years old or have a qualifying child and you have earned income within certain limits

Important Dates: Ongoing

Description: If you have low income and work, you may qualify for the California Earned Income Tax Credit (CalEITC). This credit gives you a refund or reduces your tax owed. If you qualify for CalEITC and have a child under the age of 6, you may also qualify for the Young Child Tax Credit. Together, these state credits can put hundreds or even thousands of dollars in your pocket. Filing your state tax return is required to claim both of these credits.

Housing Choice Voucher Program

Eligibility: Varies, generally low-income, senior citizens, and disabled households that meet federal requirements

Important Dates: Ongoing

Description: The Housing Choice Voucher Program (Section 8) program is administered through the Department of Housing and Urban Development (HUD). Additional funding for the program was provided through the CARES Act. The program provides housing assistance low-income families, the elderly, and the disabled so that they can access housing in the private market. Since housing assistance is provided on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments that meet program requirements and are not limited to subsidized housing projects. The program is administered through local public housing agencies (PHAs). 

Supplemental Assistance Nutrition Program (SNAP)

Eligibility: Varies, generally households with limited resources that meet federal low-income requirements

Important Dates: Ongoing

Description: The Supplemental Assistance Nutrition Program (SNAP) provides nutrition benefits to supplement the food budget of needy families so they can purchase healthy food and move towards self-sufficiency. The program is offered through the U.S. Department of Agriculture and administered through each state. Additional funding for this program was provided through the CARES Act. In California the program is known as CalFresh

Unemployment Insurance

Eligibility: Individuals who have lost their job and have enough wages to file a claim

Important Dates: Ongoing

Description: The Unemployment Insurance Program (UI) is designed to provide immediate economic relief to individuals who have lost their jobs and have earned enough wages in the base period identified by the Employment Development Department (EDD) to file a claim. Claimants must meet other eligibility requirements and provide documentation on a weekly basis. Weekly benefit amounts range from $40-$450. 

Training and Support Services

Eligibility: Various (Dislocated workers, seniors, farm workers, veterans, disabled, youth, etc.)

Important Dates: Ongoing

Description: The CARES Act includes funding for training and support services through its programs administered by the Department of Labor (DOL). These programs benefit a wide of range of individuals, including but not limited to, dislocated workers, seniors, farm workers, veterans, disabled, youth, etc. The programs improve the employment prospects of these individuals and are designed to increase workers’ employability and earnings. The programs are delivered through the states and tailored to local economies. 

Retirement Account Withdrawals

Eligibility: Individuals with eligible retirement accounts (Includes individual retirement accounts and annuities (IRAs), qualified pension, profit-sharing, or stock bonus plans (including 401(k) plans), qualified 403(a) annuity plans, 403(b) annuity contracts and custodial accounts, and governmental section 457 deferred compensation plans)

Important Dates: Ongoing

Description: The CARES Act includes a provision that waives early withdrawal penalty for distributions up to $100,000 from qualified retirement accounts for coronavirus-related purposes made on or after January 1, 2020. Individuals will still have to pay federal income taxes on withdrawals through specified payment options. Participants (spouse or dependent) must either be diagnosed with COVID-19 or experiencing adverse financial consequences as a result of events COVID-19 related events as determined by the guidance issued by the Secretary of the Treasury. Additional informational about this program, including Treasury guidance and contact information, can be found online